Choosing good travel insurance, with fair policies and competitive prices, is not always easy.
At present, from my experience, there are two companies whose travel insurance is worth considering: World Nomads e IATI Seguros. They are, in my opinion, the best insurance on the market. Before addressing the advantages and disadvantages of each of them, I leave here a price comparison.
- 7 days, from 25 €
- 2 months, from 256 €
- 6 months, from 460 €
- 7 days, from 16 €
- 2 months, from 74 €
- 6 months, from 216 €
Note that price should not be the sole criterion in the choice of travel insurance; but it is always an important factor to take into account. See the policies of each travel insurance and choose what is best for you.
Advantages of travel insurance World Nomads
I always recommend consultation with the conditions of travel insurance World Nomads, because it is one of the ones I use in my travels. In a nutshell, it is perhaps the best travel insurance for independent and long-lasting adventures - yes, the policies are valid for both a week and a year travel, and are time-stretching. They just are not the cheapest insurance on the market, but better not to regret it later. Calculate the price of your insurance:
They are practically unbeatable policies for active and independent travelers, for those who travel for long periods of time and also for those who make adventure travel in any part of the world. It is not by chance that recommended travel insurance by publishers Lonely Planet, Rough Guides e Footprint, and also by National Geographic e HostelWorld, among others.
Os prices start at 25 € for seven-day travel, 47 € for two weeks, 256 € for two months and 460 € for six months of adventure, on policies Standard Service. It is certain that they are not cheap insurance but, if possible, opt for the policy Explore; is slightly more expensive but with even better toppings.
- Prices and benefits
- Covers for sports activities (surfing, diving, skiing, Rafting, paragliding, etc ...)
In addition, before making the insurance compare the policies of other insurers. THE IATI, for example, you do not have deductibles, you do not have to advance payments, you have no destination or age exclusions - see below.
Advantages of insurance IATI
A IATI has made a great effort to make known his travel insurance and indeed the insurance have very interesting features in addition to the competitive prices. I have considered changing the World Nomads to IATI Seguros, because the latter is cheaper and has many advantages. To know:
#1 Travel Insurance IATI allows you to travel to all countries
One of the things I love the most about insurance IATI is that it does not exclude any destination. In other words, covers all the countries of the world. And that's a huge plus, especially for long trips.
#2 Insurance has no deductible
Exception to emergency situations in the World Nomads you need to pay 70 € for each "event". In practice, this franchise makes insurance less interesting for small travel problems. On the other hand, in the IATI Seguros there are no deductibles.
#3 Enables multiple trips for one year (or one trip from 6 to 12 months)
Na World Nomads there is no long-term insurance (one year, for example) that allows you to come and go multiple times. There are long-term insurance, of course, but as soon as the traveler returns to the country of origin the insurance loses its validity.
Na IATI Seguros, instead there is travel insurance for frequent travelers that allows for multiple trips. The policy is called IATI Bloggers and Travelers Multivation, is It's what I'm wearing right now.. Very useful for those traveling a lot.
#4 Is a travel insurance with no age limit
Unlike insurance World NomadsAt IATI Seguros There is no age limit, so it's the perfect insurance for more mature readers.
#5 is cheaper
Travel insurance for IATI Seguros are generally cheaper than those of the World Nomads.
A World Nomads offers one of the best and most complete travel insurance recommended by National Geographic and Lonely Planet. Other excellent and cheaper option is IATI Seguros, which has no age limit and allows multivariate insurance (including long-term travel) to any destination in the world. It's the insurance I use in my travels.